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Student Loan Payoff Calculator
Calculate student loan payments and see payoff timeline
Loan Details
$
%
years
months
Before repayment starts
$
Monthly Payment
$379.84
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Total Interest
$10,581.04
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Total Paid
$45,581.04
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Payoff Date
9/24/2035
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Loan Payoff Progress
Understanding Student Loans
Repayment Plans
- Standard: Fixed payments, 10 years
- Extended: Lower payments, 25 years
- Graduated: Starts low, increases over time
- IDR: Based on income (10-20% of discretionary income)
Payoff Strategies
- Make extra payments when possible
- Pay more than the minimum
- Consider refinancing for lower rates
- Explore forgiveness programs