Cookie Policy

1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, smartphone, tablet) when you visit a website. They allow the website to recognize your device and remember information about your visit.

Cookies are widely used to make websites work more efficiently and to provide information to website owners.

2. How We Use Cookies

Finlytics.org uses cookies and similar technologies (local storage, session storage) to:

• Remember your preferences (e.g., dark mode, language)
• Understand how you use our calculators
• Improve website performance and user experience
• Analyze traffic and visitor behavior
• Support advertising and affiliate tracking
• Prevent fraud and abuse

3. Types of Cookies We Use

3.1 Strictly Necessary Cookies

These cookies are essential for the website to function properly. They enable basic features like page navigation and access to secure areas.

3.2 Functional Cookies

These cookies allow the website to remember your choices and provide enhanced features.

3.3 Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously.

3.4 Advertising Cookies

These cookies are used to deliver relevant advertisements and track ad campaign effectiveness.

4. Third-Party Cookies

Some cookies are placed by third-party services that appear on our pages. We do not control these cookies. Third-party providers include:

• Vercel: Hosting and analytics
• Google: Analytics and advertising
• Affiliate Networks: Conversion tracking

These third parties have their own privacy policies. We recommend reviewing their policies to understand how they use cookies.

5. Local Storage and Session Storage

In addition to cookies, we use browser storage technologies:

Local Storage

We may use local storage to save your calculator inputs locally in your browser. This allows you to resume calculations even if you close the browser. This data never leaves your device and is not transmitted to our servers.

Session Storage

Session storage is used for temporary data that is cleared when you close your browser tab.

6. Managing Cookies

You have the right to accept or reject cookies. Here's how you can manage cookies:

6.1 Browser Settings

Most browsers allow you to control cookies through their settings. You can:

• Block all cookies
• Accept only first-party cookies (block third-party)
• Delete cookies after each session
• View and delete existing cookies

6.2 Opt-Out Tools

You can opt out of specific tracking:

• Google Analytics: Google Analytics Opt-out
• Google Ads: Ad Settings
• Network Advertising Initiative: NAI Opt-out

6.3 Do Not Track

Some browsers offer a "Do Not Track" (DNT) signal. While we respect privacy preferences, there is no universal standard for DNT implementation. We recommend using browser cookie settings for more control.

7. Impact of Blocking Cookies

Blocking or deleting cookies may affect your experience on Finlytics.org:

• Your preferences (theme, settings) may not be saved
• Some features may not function properly
• Calculator inputs may not persist between sessions
• You may see less relevant content

Note: All calculator functionality will still work even if you block cookies, since calculations are performed client-side in your browser.

8. Updates to This Policy

We may update this Cookie Policy periodically to reflect changes in technology, legal requirements, or our practices. The "Last Updated" date at the top indicates when changes were made.

9. Contact Us

If you have questions about our use of cookies, please contact us at: