📊

Investment ROI Calculator

Calculate return on investment and annualized returns for your investments

Investment Details

$
$
years
$

Optional: Total additional investments

Total Return

$15,000

50% gain

💰

Total Gain

$5,000

Profit earned

📈

ROI

50%

Return on Investment

📊

Annualized Return

8.45%

Average annual growth

📅

Investment Growth Over Time

Year-by-Year Breakdown

YearValueTotal GainCumulative Return
1$10,844.72$844.728.45%
2$11,760.79$1,760.7917.61%
3$12,754.25$2,754.2527.54%
4$13,831.62$3,831.6238.32%
5$15,000$5,00050.00%

Understanding ROI

ROI (Return on Investment) measures the profitability of an investment relative to its cost. It's expressed as a percentage and helps you compare different investment opportunities.

Formula: ROI = (Final Value - Total Investment) / Total Investment × 100

Annualized Return (CAGR): The average annual growth rate over the investment period, accounting for compounding. This is useful for comparing investments with different time horizons.

Benchmarks:

  • S&P 500 historical average: ~10% annually
  • Bonds: 3-5% annually
  • Real estate: 8-12% annually
  • High-yield savings: 1-4% annually