Retirement Calculator
Plan your retirement savings and see if you are on track to meet your goals
Current Situation
Retirement Goals
In today's dollars
Annual investment return
% of your contribution
⚠️ Action Needed
Projected Savings
$1,926,098.54
Required Savings
$3,376,634.95
Surplus/Shortfall
$-1,450,536.4
Years to Retirement
35 years
Total Contributions
$260,000
Employer Match
$105,000
Free money!
Monthly Income
$14,069.31
At retirement (inflation-adjusted)
Retirement Savings Growth
Recommendations
Increase monthly contributions by $3454 to reach your goal
Consider working 242 additional years
Reduce expected retirement expenses to match projected savings
Retirement Planning Tips
- Start early - compound interest is powerful over long periods
- Take full advantage of employer 401(k) matching - it's free money
- Max out tax-advantaged accounts (401k, IRA) before taxable accounts
- Consider a mix of stocks and bonds based on your age
- Review and increase contributions when you get raises
- Plan to need 70-80% of your pre-retirement income
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